How your money moves, step by step.
Nothing moves until the step before is done. At every step, your money is protected.
What happens
- 1
You pick a home.
You pick a lawyer from our list. This costs nothing.
Where your money is: Your bank. Nothing has moved.
- 2
Reserve & Verify.
You pay your lawyer to verify the title, that the home is real, and that it is truly for sale.
The home is held for you for 30 days.
You review your lawyer's exact fee list in your dashboard before you pay anything.
Where your money is: Your lawyer. Not escrow. Not us.
Step 3 · Verification
Your lawyer verifies the papers. Our engineer visits the land. Our system confirms the two match.
Your fee is never lost. If the papers don't pass, the deal stops, no escrow is opened, and your fee becomes a credit in your dashboard for another home.
- 4
Purchase agreement.
Your lawyer writes it.
Where your money is: Your lawyer. The purchase agreement execution fee.50%
- 5
You and the seller sign it.
Full refund or credit, your choice — if the seller ever backs out.
Where your money is: Your lawyer. The purchase agreement execution fee.
- 6
You pay.
Two payments, one screen. One to a US escrow company. One to your lawyer for registration. These are the only two accounts we will ever ask you to pay.
You can still walk away. Escrow sends it all back, minus up to $1,000. The seller received nothing.
Where your money is: US escrow holds the price + our 1.5% + the escrow fee.Your lawyer holds the registration costs.
Gate · Milestones
The seller is paid in parts. Each part needs your lawyer, our engineer, and your OK. We can stop a payment. We can never start one.
Everything left comes back to you — our fee too — if the seller misses a milestone. Escrow freezes first.
- 7
The seller is paid in parts.
20% when the deed is filed. 30% at handover. The biggest part waits.
Where your money is: Escrow → seller, part by part. 50% still held.
Gate · Title registration
Your lawyer files your title papers. The government registers the home in your name. Only then does the last payment move.
The biggest part (50%) is still held until the land office agrees. If it doesn't, it comes back to you, our fee too.
- 8
The home is in your name.
The last 50% goes to the seller. Our 1.5% fee is paid. You and the seller both sign to release it.
Where your money is: Yours.
We can stop money. Only you and the seller can move it.
Shown for a finished home (20 / 30 / 50). For a home still being built, the seller is paid as building milestones are met, with 35% held to the end. Your lawyer sets their own fee. The escrow company sets theirs. Your signed documents are what count.