Terms of Use

These terms apply to anyone who uses nestadia.com or any Nestadia application (the Platform). The Platform is operated by Nestadia, Inc., a Delaware corporation (Nestadia, we, us). By using the Platform, you agree to these terms and to our Privacy Policy. If you do not agree, do not use the Platform.

1. Who these terms apply to

These terms apply to everyone who uses the Platform, in every role:

• Visitors browsing the Platform without an account.

• Buyers who save properties, set alerts, send us a property link or create an account.

• Sellers, including developers, who create an account and upload inventory.

• Legal Panel firms and their people.

• Site Verifiers: the licensed independent engineers we engage.

2. How these terms fit with your other agreements

Most of what happens in a purchase is governed by a signed agreement, not by these terms:

If you are	Your signed agreement
A buyer with a transaction	Buyer Agreement, its Country Annex, and the Transaction Joinder to the Escrow Agreement
A seller with a live listing	Seller Agreement, its Country Annex and your Listing Schedule
A Legal Panel firm	Master Legal Services Agreement and its Country Annex
A Site Verifier	Independent Contractor Agreement

Where a signed agreement and these terms differ, the signed agreement controls. These terms cover everything before you sign, and your general use of the Platform after you do.

3. What Nestadia is, and what it is not

Nestadia runs a platform that coordinates a property purchase between a buyer, a seller, the buyer’s law firm, an independent engineer and a US-licensed escrow company. Each of them does its own job. We run the process that connects them.

We are not:

• A real estate broker or agent. We do not negotiate price or terms for anyone, show property, or represent a buyer or a seller.

• A law firm. We give no legal advice. Title examination, purchase agreements and registration are done only by the Legal Panel firm the buyer chooses.

• An escrow agent, money transmitter, bank or payment processor. We never hold, control or take custody of purchase money.

• A financial, tax or investment adviser. Nothing on the Platform is investment, tax or financial advice. Property values can fall, and currency movements can affect value.

We do not guarantee title, the condition of any property, any seller’s performance, how quickly a land registry acts, or that any purchase completes. The protections a buyer or seller receives are those in their signed agreement.

4. Accounts and eligibility

Anyone may browse. Viewing listings needs no account and no personal information.

To create an account, you must be at least 18 years old and able to enter a binding contract. You will give us accurate, current and complete information and keep it up to date.

Your account is yours alone. Keep your login details secure. You are responsible for what is done through your account. Tell us at once if you think someone else has used it.

Some steps need more than an account. Reserving a property requires identity, sanctions and eligibility checks under the Buyer Agreement. Listing a property requires the eligibility checks in the Seller Agreement. We may ask for more information, or decline, without that decision implying anything adverse about you.

We may suspend or close an account that breaks these terms, gives false information, or puts other users or the Platform at risk. Closing an account does not end a transaction already under way; that continues under the signed agreements.

5. Listings and what the labels mean

We show a property to buyers only after its seller has signed the Seller Agreement. Every listing carries one label. We use the word “verified” only for what has actually been verified, and we say who verified it.

Label	What it means
Seller-stated	The information is the seller’s own claim. No one has independently checked it.
Site-checked	An independent engineer we engaged has visited the property. Title has not been checked.
In verification	A buyer’s law firm and our engineer are checking this property for that buyer’s transaction.
Verified	A buyer’s law firm has independently verified it for that buyer’s transaction.
Unavailable	Off the market after an adverse finding.

A listing is not an offer. Prices, photographs, specifications and completion dates come from the seller. Prices are shown in US dollars and may change until a purchase agreement is signed. A trade-body badge describes the seller’s membership of that body. It says nothing about any property’s title.

6. Information we share before you sign

When you create an account, we may show you a sample purchase agreement, our Legal Panel firms with their fees, a summary of the protections, walkthrough material and the name of the engineer. This is to help you decide. It is for your own evaluation and is not legal advice. Panel fees are shown as each firm supplied them; the fee that binds you is the one fixed when the firm you choose accepts your transaction.

Buying through the Platform. Every protection Nestadia offers — the verification, the escrow, the registry check and the Account Credit — exists only for purchases completed through the Platform. Because we share this information before you have signed anything, you agree that for 12 months from the date a property is first shown to you through the Platform, you will not knowingly complete, directly or indirectly, a purchase of that property other than through the Platform.

If you do, the platform fees that a completed purchase would have generated become payable to us as a debt: the buyer fee of 1.5% plus the seller fee of 2.5% of the purchase price, calculated on the price at which you complete. This recovers fees we would have earned on a purchase we sourced; it is not a penalty. If we have already recovered the seller fee from the seller, we do not also recover it from you.

Once you sign the Buyer Agreement, its Section 10(c) governs instead. Nothing in this section stops you walking away from a property, or taking advice from any lawyer you choose.

7. Property links you send us

You may send us a link to a property you have seen elsewhere. When you do:

• We contact the seller ourselves. You do not need to. Contact with the seller about bringing the property onto the Platform runs through us.

• We keep your identity private. We do not give your name or contact details to the seller during our outreach or while the property is being verified. They are shared only when a transaction needs them, for example in your purchase agreement.

• We bring a property in only if its seller signs the Seller Agreement and passes our checks. We may decline any link, without giving a reason.

• Sending a link is not a transaction. It does not reserve the property, verify anything about it, or oblige you, the seller or us to anything.

• If the property is listed, it carries the labels in Section 5 like any other.

Send only links that are publicly available. We may tell sellers how many buyers have asked about their properties, without identifying anyone.

8. Content sellers upload before signing

A seller may create an account and upload inventory — photographs, plans, particulars, payment stages and documents — before signing the Seller Agreement.

• Nothing you upload is visible to a buyer, and no unit can be reserved, until you sign the Seller Agreement and the unit appears in its Schedule 1.

• You confirm you have the right to upload it, including the right to use every photograph and plan, and that it does not infringe anyone else’s rights.

• You let us store and process it so we can prepare your listing, show you a preview and run our eligibility and allocation checks.

• The accuracy warranties in Seller Agreement Section 10 are given when you sign, and cover everything in your listing at that point.

• If you do not sign within 90 days of your last upload, or sooner if you ask us, we delete your uploaded content. Copies we must keep by law, or that sit in routine backups, are deleted when those periods end.

9. Professional partners on the Platform

Legal Panel firms are independent. A firm’s client is the buyer who chose it. Its advice to that buyer is privileged and visible to that buyer alone. Firms are not our employees or agents. Their work is governed by the Master Legal Services Agreement and their engagement letter.

Site Verifiers are independent engineers we engage and pay. They are never a line item on a buyer’s bill. Their reports are evidence; a report cannot by itself pass or fail anything.

The escrow company is independent and US-licensed. It acts on instructions under the Escrow Agreement. It does not use the Platform.

If you are a Legal Panel firm or a Site Verifier, you will:

• use the Platform only for engagements you have accepted through it;

• access only the transactions assigned to you, and keep what you see confidential;

• sign certifications and reports only through people we hold on record as authorized — a certification or report signed by anyone else is invalid on the Platform; and

• make and accept no payment outside the documented, ledger-recorded flow.

10. Acceptable use

You will not:

• give false information, or pretend to be someone else;

• list, or send us a link to, a property you know is not genuinely for sale;

• copy, scrape or republish listings, reports or documents from the Platform, or use bots or other automated means to access it;

• use the Platform to contact a party in order to arrange a purchase around it;

• interfere with the Platform’s security, test its vulnerabilities, or try to reach data you are not entitled to; or

• use the Platform for anything unlawful, including fraud, money laundering or breaching sanctions.

11. Payment safety

We will never ask you to wire money to Nestadia. Purchase money goes only to the escrow company. Legal fees and government charges go only to the buyer’s own Legal Panel firm’s client account.

Payment details appear only inside the Platform, from records we have checked through a separate channel. We will never send payment details by email, message or phone, and they never change by email.

If anyone gives you different payment details — even if they appear to come from us, a firm or a seller — it is fraud. Do not pay. Contact us through the Platform at once.

12. Privacy

We process personal data under our Privacy Policy, linked at the foot of every page. It explains what we collect, how we use cookies, and your rights under US state laws, including the California Consumer Privacy Act, and other applicable law. In short:

• Identity documents go to our identity-verification provider, not to the seller and not to the buyer’s firm. The escrow company receives them once, over a secure channel, because US law requires it to run its own checks.

• Face matching. When you reserve a property, our identity-verification provider compares a photo of your face with your ID. We ask for your consent at that step. That data is used only to verify your identity, is never used for advertising, and is never sold.

• Our ledger records events by reference and hash, not by storing your documents in readable form.

• Where data is held. A US buyer’s personal data is generally stored in the United States. Property and seller records for a transaction are generally stored in the country where the property sits.

13. Electronic communications, signatures and texts

Electronic records and signatures

You agree to receive notices, disclosures and records from us electronically, and to sign documents electronically, including your purchase agreement and your Transaction Joinder. An electronic signature on the Platform binds you as a handwritten one would.

To do this you need a device with an up-to-date web browser, software that opens PDF files, and a working email address. Everything you sign stays available to download from the Platform. You may ask for a paper copy of any record, free of charge, by writing to legal@nestadia.com. You may withdraw your consent to electronic records the same way. Because purchases on the Platform run electronically, withdrawing means we cannot continue a transaction through the Platform; it does not affect anything already signed. Keep your email address up to date in your account.

Notifications

Our notifications never carry an amount, a finding or an account detail. You see those only inside the Platform.

Calls and text messages

If you give us a phone number, you agree that we may call or text it about your account and your transactions — for example verification codes, links to continue on your phone, and calls to confirm a payout account before any payment. Message and data rates may apply. Reply STOP to stop texts at any time; calls that protect a payment are still made. We do not send marketing texts unless you separately agree to them.

Alerts and marketing emails

Saved-property, search and availability alerts are sent because you asked for them. Every marketing or alert email has an unsubscribe link. Emails about your account and your transactions continue while they are needed.

14. Our content and yours

The Platform, its design, text and software belong to Nestadia or its licensors. You may use them only to use the Platform as these terms allow.

You keep ownership of what you upload. You grant us a worldwide, non-exclusive, royalty-free license to host, use, reproduce and display it as needed to operate the Platform and the transactions you take part in. For a seller, once you have signed the Seller Agreement, this includes showing your listing and promoting it on the Platform and in Nestadia’s marketing.

If you send us ideas or feedback, we may use them freely, without any obligation to you.

15. Disclaimers

Except as a signed agreement expressly provides, the Platform is provided “as is” and we disclaim all other warranties, express or implied. We do not warrant title, condition, seller performance, registry timelines, completion, or that the Platform will be uninterrupted or error-free.

We are not liable for delays or failures caused by events outside our reasonable control, such as internet outages, natural disasters or government action. Links to other websites are provided for convenience; we are not responsible for their content.

16. Limit of liability

If you have a signed agreement with us, its liability terms apply. Otherwise, our total liability to you arising out of these terms or your use of the Platform will not exceed US$100. Neither of us is liable to the other for indirect or consequential loss. Nothing limits liability for fraud or willful misconduct, or any liability that cannot be limited by law.

17. Disputes and governing law

If you have a signed agreement with us, its dispute terms apply. Otherwise, these terms are governed by the law of the State of Delaware, subject to the mandatory consumer protections of your state of residence, and disputes are resolved as follows.

Buyers and visitors

Any dispute arising out of these terms or your use of the Platform will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, seated in your US state of residence, or in Delaware if you do not live in the United States. Either of us may instead bring an individual claim in small-claims court. You and we each waive any right to a jury trial and to take part in a class, collective or representative action.

Your right to opt out. You may opt out of arbitration within 30 days of first accepting these terms by emailing legal@nestadia.com with the subject “Arbitration opt-out”. It is free, and nothing else changes.

Sellers

Any dispute between a seller and Nestadia, before or after signing the Seller Agreement, is resolved by binding arbitration seated in the country where the property sits, administered by the institution named in the Country Annex. For Ghana, that is the Ghana Arbitration Centre, seated in Accra.

Urgent relief

Either of us may ask a court for urgent relief to stop misuse of the Platform, its security or its intellectual property while a dispute is resolved.

18. Changes and ending

We may update these terms going forward and will post the date of each update. If a change is material, we will tell account holders by email or on the Platform before it takes effect. Continuing to use the Platform after an update means you accept it. No update reduces a protection in a signed agreement for a transaction already under way.

We may change or discontinue features of the Platform. You may stop using the Platform at any time.

19. Indemnification

You agree to defend, indemnify and hold harmless Nestadia and its officers, employees and agents from third-party claims, and the resulting losses and reasonable legal fees, arising from content you upload, your breach of these terms, or your violation of any law or third-party right. For a seller who has signed the Seller Agreement, this does not apply to a failed sale, which Section 8 of that agreement and its cap govern.

20. Copyright notices

We respect the intellectual property of others. If you believe your copyrighted work has been copied on the Platform in a way that infringes your copyright, send our Copyright Agent:

• a description of the work and where it appears on the Platform;

• your name, address, phone number and email;

• a statement that you believe in good faith the use is not authorized by the owner, its agent or the law; and

• a statement, under penalty of perjury, that your notice is accurate and that you are the owner or authorized to act for the owner, with your physical or electronic signature.

Copyright Agent: Nestadia, Inc., 131 Continental Drive, Suite 305, Newark, DE 19713 · legal@nestadia.com. If your content is removed and you believe that was a mistake, you may send us a counter-notice. We close the accounts of repeat infringers.

21. General

These terms, our Privacy Policy and any signed agreement you have with us are the whole agreement between us about the Platform. You may not transfer your rights under these terms; we may transfer ours to an affiliate or successor that takes on our obligations. If a provision is unenforceable, the rest still applies. If we do not enforce a provision, we have not waived it.

22. Survival

If your account is closed or you stop using the Platform, the sections that by their nature should continue still apply, including Sections 6, 14, 15, 16, 17, 19 and 21.

23. Contact

Nestadia, Inc. · Attn: Legal · 131 Continental Drive, Suite 305, Newark, DE 19713 · legal@nestadia.com